Enter Your Settlement Details
Factoring companies typically use 9-15% discount rates
Your Estimated Values
If you keep your settlement
Present value at selected discount rate
45% less than keeping payments
Important: This is an estimate only. Actual offers from structured settlement buyers may vary. Always consult with a licensed professional before selling.
Understanding the Calculator
Time Value of Money
Money today is worth more than the same amount in the future due to its potential earning capacity. This is the foundation of present value calculations.
Discount Rate
The discount rate reflects the buyer's profit margin and risk assessment. Higher rates mean you receive less cash now. Typical rates range from 9% to 15%.
Protect Your Interests
Always get multiple quotes and consult with a structured settlement attorney before selling. State protection acts require court approval for transfers.
Need Professional Advice?
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