Structured settlement companies fall into three main categories: buyers (factoring companies that purchase future payments for a lump sum), brokers (settlement planners who design and place structured settlements), and associations (industry groups like SSP and NSSTA). SettlementDirectory.net verifies each listing against public membership directories, state licensing, and complaint history before it appears in our directory.
The Three Types of Structured Settlement Companies
1. Buyers (Factoring Companies)
Companies that purchase some or all of your future structured settlement payments in exchange for a lump sum. They handle the court approval process and are regulated by state structured settlement protection acts. Examples in our directory: J.G. Wentworth, CBC Settlement Funding, DRB Capital, Stone Street Capital, RSL Funding.
2. Brokers & Settlement Planners
Professionals who design structured settlements for plaintiffs, attorneys, and insurers. They work with annuity issuers to create the payment schedule. Examples: Ringler Associates, Arcadia Settlements Group, Settlement Planning Services, and hundreds of individual CSSC-certified consultants.
3. Associations & Information Resources
Industry organizations that set standards and maintain member directories: the Society of Settlement Planners (SSP), the National Structured Settlement Trade Association (NSSTA), and the American Association of Settlement Consultants (AASC).
Featured Verified Buyers
These are the most established buyers in our directory, listed with the details we verified. Membership badges link to the relevant public member directories.
J.G. Wentworth
Radnor, PA · (866) 930-6480 · jgwentworth.com
Major national buyer of structured settlement payments. One of the largest and longest-operating factoring companies in the U.S.
CBC Settlement Funding
Conshohocken, PA · 800-843-9020 · cbcsettlementfunding.com
Trusted leader in structured settlement purchasing with a long operating history.
DRB Capital LLC
Delray Beach, FL · 888-981-8703 · drbcapital.com
Established 2011. National buyer of structured settlement and annuity payments.
Stone Street Capital
Bethesda, MD · 301-951-8900 · stonestreet.com
Long-established buyer of structured settlement and lottery payments.
RSL Funding
Houston, TX · 800-543-6513 · rslfunding.com
National buyer known for its "Most Cash Guarantee" on structured settlement purchases.
Featured Brokers & Settlement Planners
Settlement planners design the payment schedule at the time of settlement. These are the most prominent firms in our directory.
Ringler Associates
Newport Beach, CA · (949) 296-9000 · ringlerassociates.com
Largest settlement planning company in the U.S., with consultants nationwide.
Arcadia Settlements Group
Greenwood Village, CO · 800-354-4098 · teamarcadia.com
National settlement planning firm with consultants across the country.
Settlement Planning Services LLC
North Carolina · 919-247-9070 · settlementplanningllc.com
Settlement planning firm led by Edward LeCarpentier, JD, CSSC.
Settlement Partners LLC
Parker, CO · 888-770-9141 · settlementpartners.com
Settlement planning firm owned by Craig Eirich.
Industry Associations & Information Resources
Society of Settlement Planners (SSP)
Professional association with 250+ members. Maintains a public member directory we use to confirm membership signals. societyofsettlementplanners.com
National Structured Settlement Trade Association (NSSTA)
The industry trade organization. Maintains a public member search we use for confirmation. nssta.com
American Association of Settlement Consultants (AASC)
Industry group estimating 800 licensed consultants nationwide.
Annuity.org
Independent information resource covering annuities and structured settlements. annuity.org
How We Verify Each Company
Every listing in our directory is checked before it appears. Our verification process covers:
- Association membership — we look for a matching public listing in the SSP or NSSTA member directories
- State licensing — where applicable, we check the company's authority to operate in the states it serves
- Complaint history — we review public complaint records and regulatory actions
- Operating history — how long the company has been in business
How to Choose a Structured Settlement Company
Whether you're selling payments or planning a new settlement, the same rules apply:
- Get quotes from at least three companies before deciding
- Use our Compare tool to put them side by side
- Check the company's state coverage — not all operate nationwide
- Verify association membership yourself via the SSP/NSSTA public directories
- Ask whether the company is a direct buyer or a broker (brokers take a fee)
See our Best Practices guide for a full checklist.
Browse the Full Directory
61+ verified companies and professionals, filterable by type, state, and membership signal.